Is the payment charged in Iraqi dinar or US dollars?

In Iraqi dinar. Catalogue prices are kept in US dollars and converted to IQD before you pay, and the amount sent to PayTabs is the IQD figure shown at checkout. If your card account is held in dinar, nothing is converted by your bank.

What happens if my card was issued outside Iraq?

Then you are not on the IQD route. Any billing country other than Iraq keeps the checkout in your own currency and the card is processed by Stripe instead. Both routes deliver the same eSIM.

Is the PayTabs checkout secure?

Card details are entered on PayTabs' own hosted checkout page, not on eSIMfly. We receive a transaction reference back from PayTabs and never see or store your card number.

Does card payment work for Kurdistan eSIMs and international plans?

Yes. The IQD card route is a payment method, not a product restriction, so it works for the Iraq eSIM, the Kurdistan eSIM and international eSIMs for 200+ destinations.

Which Iraqi network will my eSIM use?

Our Iraq and Kurdistan plans are provisioned on Asiacell (MCC-MNC 418-05), with Korek (418-40) also listed in the coverage set. Asiacell is the network the product rests on.

Buy an eSIM with an Iraqi Card — PayTabs IQD Checkout

Iraqi Card Payment: The Short Version

The currency decides the gateway. When your checkout currency is Iraqi dinar, the card payment is sent to PayTabs on its Iraq platform and the amount charged is the IQD figure you saw. Any other currency is processed by Stripe.
Visa and Mastercard, entered on PayTabs' own hosted checkout page. eSIMfly receives a transaction reference back — never your card number.
Setting Iraq as your billing country switches the checkout to IQD automatically, and card payment is then the preselected method. Account balance, if you have topped it up, is the alternative.
Works for every plan: Iraq and Kurdistan eSIMs (1 GB / 7 days starts at a little over $3, converted to dinar at checkout) and international eSIMs for 200+ destinations.
Once PayTabs confirms the payment, the eSIM is issued automatically — the QR code lands in your dashboard and a confirmation email follows.

Why an IQD Checkout Matters

Buying digital products from inside Iraq has long been awkward. International checkouts price in dollars or euros, a good share of them decline cards issued by Iraqi banks outright, and the ones that do go through hand your bank a cross-currency conversion to make. The card in your pocket is perfectly valid; the checkout simply was not built for it.

PayTabs runs a dedicated Iraq platform with the local payment provider Amwal Payment Services, and that is the rail eSIMfly uses for dinar payments. The practical result is narrow but real: the amount that reaches the gateway is the IQD price shown on the checkout screen, the transaction is processed locally, and a dinar-denominated card is not being asked to cross a border to pay for a $12 data plan.

One honest caveat: “no conversion” is true of the charge, not of every card. If your card account is held in dinar, the IQD amount is the amount debited. If you hold a card denominated in dollars, your own bank may still convert — that part is between you and your issuer.

How to Pay with Your Card: 5 Steps

Create a free account and pick a plan

Checkout is account-gated, so the eSIM always has somewhere to be delivered. Choose an Iraq, Kurdistan or international plan.

Set Iraq as your billing country

The billing country drives the payment currency: choosing Iraq switches the checkout to Iraqi dinar, which is what surfaces the local card route. Choosing anywhere else moves it back.

Keep Credit/Debit Card selected

For dinar accounts this is already the default. Prices on screen are recalculated into IQD before you confirm, so the total you approve is the total that is charged.

Pay on the PayTabs page

You are handed off to PayTabs' hosted checkout to enter your Visa or Mastercard details, then returned to eSIMfly. Your bank may ask you to confirm the payment in its own app — that step belongs to your issuer, not to us.

Collect your eSIM

PayTabs notifies us the moment the payment clears, and the order is provisioned automatically from there: QR code in your dashboard, confirmation by email.

Paying from Iraq vs Paying from Abroad

There is no menu of gateways to choose between — the billing country and currency decide which one your card goes to. This is what changes between the two routes.

	Billing country Iraq	Anywhere else
Checkout currency	Iraqi dinar (IQD)	Your own currency (USD by default)
Processed by	PayTabs, Iraq platform	Stripe
Cards accepted	Visa, Mastercard — including Iraqi issuers	Visa, Mastercard and the other schemes Stripe supports
Where card details go	PayTabs hosted page	Stripe hosted fields
eSIM delivery	Automatic on payment confirmation	Automatic on payment confirmation

Buying for someone else? Either route works. The QR code can be forwarded and installed on any eSIM-capable phone, so a relative abroad can pay and send the code home.

What the eSIM Connects To

The payment method has nothing to do with the network, but it is worth knowing what you are paying for. Our Iraq and Kurdistan plans are provisioned on Asiacell (418-05), with Korek (418-40) also present in the coverage set. Asiacell is the network the product actually rests on, and it is the one to judge the plan by — Baghdad, Basra, Erbil, Sulaymaniyah and the main roads between them.

Korek has been through a difficult year with the regulator: its settlement was cancelled in June 2026, and in August 2026 the Communications and Media Commission moved to shut the network down and placed liens on its assets, before a Baghdad court suspended and then cancelled its own injunction later that month. Its licence has not been revoked, and no shutdown of the network itself has been reported. We mention it because you may read about it — not because your plan depends on it.

More detail in the Asiacell vs Korek vs Zain comparison.

Card Payment FAQ

Can I buy an eSIM with an Iraqi bank card?

Yes. Set Iraq as your billing country so the checkout currency becomes Iraqi dinar, keep Credit/Debit Card selected, and pay with your Visa or Mastercard. The payment goes to PayTabs' Iraq platform and is charged in dinar.

Will my statement show a dollar charge?

The charge we send is in Iraqi dinar, at the IQD total shown on the checkout screen. Catalogue prices are held in dollars and converted before payment, so the dinar figure moves with the exchange rate — what you see before confirming is what is charged.

My card was issued outside Iraq. What changes?

A billing country other than Iraq keeps the checkout in your own currency and sends the card to Stripe instead of PayTabs. Nothing about the eSIM changes — same plans, same networks, same automatic delivery.

Is it safe to enter my card details?

The card form is PayTabs' own hosted page, not ours. eSIMfly gets back a transaction reference and a payment result; the card number never reaches our servers and is not stored by us.

The payment went through but I don't see the eSIM yet

Provisioning is triggered by PayTabs' confirmation, not by the browser, so closing the tab does not cancel anything — check your dashboard and your email. If the order still shows as pending after a few minutes, contact support with the order reference and we will trace the transaction.

Can I pay for a plan that is not for Iraq?

Yes. The dinar card route is a payment method, not a product restriction — it covers Turkey, Europe, Umrah and every other destination in the catalogue just as it covers Iraq.

Related Guides

Iraq eSIM Guide

Coverage, prices and setup from Baghdad to Basra.

Best eSIM for Iraq

Which plan size actually fits the trip you are taking.

Asiacell vs Korek vs Zain

Iraq's three networks compared, and which one you land on.

Your Card Works Here.

Charged in dinar through PayTabs, running on Asiacell from Baghdad to Erbil, and delivered the moment the payment clears.

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